Niron Noble · Insurance Tracker
ALL ENTITIES  ·  RESTRUCTURED APR 2026  ·  v3.1
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Agent Contacts
Divando — State Farm
Kevin Schult Ins Agency Inc
📞 (303) 989-3847 · (303) 989-3849
✉️ kevin.schult.l4wu@statefarm.com
Donald — Westfield
Wren Arbuthnot · Arrow Insurance
📞 970-668-3500
✉️ warbuthnot@arrowinsurance.net
Dorado — Berkshire Hathaway
Hannah Burford — IMA Select LLC
📞 Direct: (303) 615-7840
✉️ hannah.burford@imacorp.com
Yale — Acuity
Nathan Fonseca · CRS Insurance
📞 720-727-6049
💰 Total Monthly · All Active
$5,574.54
Divando $2,885.83 + Donald $1,210.84 + Yale $1,024.54 + Dorado $453.33
Memphis TN — verify status
📅 Next Renewals Coming Up
Sep 20, 2026
Donald LLC (Westfield Superior)
Nov 6, 2026 — Dorado (Berkshire Hathaway)
Dec 15, 2026 — Divando SFRs (State Farm)
Feb 22, 2027 — Yale (Acuity)
🏘️ Properties / Units Covered
35+
CO SFRs: 13 · Donald duplexes: 8 units · Yale: 5 units
Fourplex: 4 units · FL: 5 · TN: 2 ⚠️ verify
Monthly Cost by LLC / Portfolio
Divando — CO SFRs
$2,885.83/mo
State Farm · Kevin Schult 303-989-3847
13 SFRs · SFPP auto-draft
Dec 15, 2025 → Dec 15, 2026
Donald — 4 Duplexes
$1,210.84/mo
Westfield Superior · 499841Y
Donald acct · 2nd of month
Sep 20, 2025 → Sep 20, 2026
Yale — Townhomes
$1,024.54/mo
Acuity · Policy ZM1786-01
CRS Insurance / Nathan Fonseca
Feb 22, 2026 → Feb 22, 2027
Dorado — Fourplex
$453.33/mo
Berkshire Hathaway · 1460 W 41st
IMA Select 303-534-4567
Nov 6, 2025 → Nov 6, 2026
Memphis TN
⚠️ Verify Status
Fortegra expired ~mid-2024
Roxana Rios 901-321-1124
Renewal Calendar
Status Overview
Divando CO SFRs
State Farm · 13 props · Kevin Schult (303) 989-3847
Dec 15, 2025 → Dec 15, 2026
ACTIVE
Donald — 4 Duplexes
Westfield Superior · 499841Y · Wren Arbuthnot 970-668-3500
Sep 20 → Sep 20, 2026
ACTIVE
Yale — Townhomes
Acuity · ZM1786-01 · CRS Insurance / Nathan Fonseca
Feb 22, 2026 → Feb 22, 2027
ACTIVE
Dorado Fourplex
Berkshire Hathaway 02PRM080318-06 · IMA Select 303-534-4567
Nov 6, 2025 → Nov 6, 2026
ACTIVE
Memphis TN
Fortegra Specialty · 2 props · Roxana Rios 901-321-1124
Last: mid-2024
VERIFY
✏️ Divando Renewal Card
State Farm Fire & Casualty Company
Dec 15, 2025 → Dec 15, 2026
$34,630
$2,885.83
1% of building value per property
Auto-draft Divando acct · 2nd of month
Kevin Schult Ins Agency Inc
(303) 989-3847 · (303) 989-3849
kevin.schult.l4wu@statefarm.com
$1,000 per person
Actual Loss Sustained
Apr 2026
13 SFRs — 11 Divando owned, 2 Dorado owned (Jamaica + Enid). Dorado credits $138/mo back to Divando. Stop Dec 2026.
Paste Dropbox link here...
Click "Start Renewal" first — archives current numbers before you enter new ones.
13 SFRs — Coverage Detail 2025–2026
AddressPolicy #BuildingDwelling Ext.Personal PropDeductible (1%)AnnualNotes
1724 Boston St, Aurora CO 8001096-E4-G680-1$331,200$39,500$49,680$3,312$2,364Liability $500K/$1M
2332 Oakland St, Aurora CO 8001096-E4-G665-0$420,100$42,010$63,015$4,201$2,612
2397 Jamaica St, Aurora CO 80010 [DORADO]96-E4-G683-7$378,800$37,880$56,820$3,788$2,425Dorado→Divando $138/mo. Stop Dec 2026.
3225 Tucson St, Aurora CO 8001196-E4-G667-4$336,400$33,640$50,460$3,364$2,255
3630 Holly St, Denver CO 8020796-E4-G670-0$444,800$44,480$66,720$4,448$2,693
4641 Enid Way, Denver CO 80239 [DORADO]96-E4-G684-9$361,100$36,110$54,165$3,611$2,528Dorado→Divando $138/mo. Stop Dec 2026.
4776 Blackhawk Way, Denver CO 8023996-E4-G672-4$525,500$52,550$78,825$5,255$3,320
5101 Crown Blvd, Denver CO 8023996-E4-G673-6$397,100$39,710$59,565$3,971$2,702
5538 Dearborn St, Denver CO 8023996-E4-G675-1$417,300$41,730$62,595$4,173$2,610
11795 E Virginia Dr, Aurora CO 8001296-E4-G678-7$378,800$37,880$56,820$3,788$2,443
14790 E 43rd Ave, Denver CO 8023996-E4-G677-5$384,500$38,450$57,675$3,845$2,642
15559 E Bates Ave, Aurora CO 8001396-E4-G679-9$393,400$39,340$59,010$3,934$2,507Revised PDF pending from agent
15655 E 13th Ave, Aurora CO 8001196-E4-G681-3$618,900$61,890$92,835$6,189$3,529
TOTAL — 13 Properties · Kevin Schult (303) 989-3847$34,630/yr · $2,885.83/mo
✏️ Dorado Renewal Card — 1460 W. 41st Ave, Denver CO 80211
Berkshire Hathaway Homestate
02PRM080318-06
Nov 6, 2025 → Nov 6, 2026
$5,440
$453.33
Dorado LLC debit card · auto-drafted monthly
$775,000
$60,600
$2,500
$15,500
$1M each occ · $2M aggregate
Fire Legal: $100K · Med: $5K
Hannah Burford — IMA Select, LLC
(303) 615-7840 · hannah.burford@imacorp.com
ANB Bank ISAOA
Collegiate Peaks Bank · Div of Glacier Bank
240311
Apr 2026
Paste Dropbox link here...
✏️ Yale LLC — 2991-2999 W Yale Ave · Renewal Card
Yale Townhomes LLC
Acuity, A Mutual Insurance Company
ZM1786-01
Feb 22, 2026 → Feb 22, 2027
$1,900,799
$65,862
$11,248
$1,024.54 (11-pay · $1,024.56 down)
Yale LLC dedicated acct · debit card · 24th of month
$5,000
2% per building
$1M each occ · $3M aggregate
Products $3M · Premises Rented $300K · Medical $10K/person
$2M each occ · $2M aggregate · Hired/Nonowned Auto incl.
Nir Shay · Ron Moscovich
Nathan Fonseca · CRS Insurance Brokerage · #7118-BL · 720-727-6049
Apr 2026
Paste Dropbox link here...
✏️ Donald LLC — 4 Duplexes · Renewal Card
5070 E Donald Ave Denver LLC
Westfield Superior Insurance
499841Y
Sep 20, 2025 → Sep 20, 2026
$14,530
$1,210.84
Donald LLC account · 2nd of month
$1,125,500 ($562,750 × 2 units)
$2M each occ · $4M aggregate · Products $4M · Premises Rented $1M · Medical: Excluded
$10,000
$0 — not applicable
CBRE Loan Services Inc
Laureate LTD
Wren Arbuthnot · Arrow Insurance Management · 970-668-3500 · warbuthnot@arrowinsurance.net
Apr 2026
Paste Dropbox link here...
Archive — Expired Policies
Kevin Schult · Divando $1,581 + Donald $1,063/mo · Canceled Sep 2025
02PRM080318-03 · IMA Select / Rosella Sheehan · 14 CO properties
Fortegra expired mid-2024 · Roxana Rios 901-321-1124
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